1992 – Sadowski Prior to the 1990 U.S. Census, the number of unhoused people and rates of homelessness were track... Learn More
1980/1990 – FICO Credit Scores are Developed and Become the Standard While Fair, Issac, and Company (FICO) was founded in 1956, the first FICO credit bureau risk scor... Learn More
1970-1976 – Attempts to Ameliorate Past Housing Discrimination In 1970, the Fair Credit Reporting Act (FCRA) was passed by Congress. This did not target racial ... Learn More
1968 – Fair Housing Act Passes In the 1960s, housing was a focus of both the Civil Rights Act and the Fair Housing Act. Both wer... Learn More
1956 – Federal-Aid Highway Act Displaces Black Americans One of the most significant policies that impacted formerly redlined areas was the Federal-Aid Hi... Learn More
1930 – Redlining Creates Barriers to Homeownership Redlining was a practice by lenders and insurers of drawing boundaries on maps and then grading t... Learn More
1866 – Adoption of Black Codes and Vagrancy Act of 1866 The first national anti-vagrancy law was passed in 1866. However, in Florida and many other state... Learn More
